April was a great month for me. I managed to sock a little bit of money away
in my emergency fund and put a really huge chunk of money toward my student
loan. I had family visiting for a couple
of different weekends in April, which always means I spend less than when I’m
at home or traveling.
This month was also the first time my paycheck showed my
raise as well as a significant amount of overtime, which really helped putting
money toward my goals.
·
Assets: $17,216.76
o
Checking: $1,442.10
o
Savings: $2,000.27
o
CD: $5,004.99
o
Roth IRA: $5,519.22
o
401k: $3,250.18
·
Liabilities: $22,692.76
o
Discover: $510.34
o
Loan #1: $21,666.60
o
Loan #2 (AES 02): $515.82
·
Net Worth: $(5,476.00)
·
Bottom Line: +$2,066.77
As a bonus to doing so well this month, I hit all three of
my April goals!
April Goals:
Next month is a three paycheck month, which means my goals
are loftier than usual. Here’s what I’m hoping
to accomplish:
May Goals:
·
Pay off my student loan with AES (so close!)
·
Contribute $1,000 to my Roth IRA
·
Contribute $1,000 to my savings
The really cool thing about my goals for next month is that
one of them would actually take one of my long-term goals off the table
(long-term meaning more than monthly).
When I had in my mind that I wanted to max out my Roth for 2013, it felt
great when I was able to do so after months of contributing. I think I’ll get the same feeling of
satisfaction when I pay off my student loan.
It will be great to have one less obligatory goal on my plate. It will also be great to only be paying my
money to one loan servicer!
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