Throughout the month I
itemize and track my expenses. Sometimes
this only works out to once a week and other times it’s almost every day. I know it sounds lame, but I’ve got my budget
spreadsheet all set up and I get so excited when I put my purchases in. It also helps me to know how much I have left
to spend in a given category for that month.
Since I live at home, my
costs are relatively low, so I very easily have enough money left at the end of
the month to put into savings or throw at my student loans. It’s not that I really need an itemized
budget, but I’ve found that I can get way too out of control on my closet
spending if I don’t keep tabs!
I’ve never bought so much
that I went into debt for it or anything like that, but I give myself a
spending limit for two reasons: (1) The less I spend, the more for savings and
loans and (2) I just don’t need that much stuff, even though I think I love it.
How often do you check your budget?
Do you use it to remind you to keep your financial goals on the
forefront?
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