After spending most of my built up Discover Cashback Rewards
on gift baskets for family and friends who live far way, I used the remainder
of my 2013 dollars on Amazon to offset the cost of a Fitbit activity tracker.
I’ve been wanting an activity/calorie tracker for a while
and finally decided that for less than $100 (minus the ~$46 from my rewards), I
could definitely try this one out and see if I like using it.
What I forgot about was how much BANK I would be making in
December in Cashback Rewards! I just
checked my December credit card statement and I got 72.82 in Bonus
Rewards. This is the highest I’ve ever
achieved in one month and is approximately 2/3 of what I earned in all of
2013. I attribute this to a few things:
1.
20% 1800Baskets.com – Even though I only
actually paid $5 on my Discover card ($100 cashback rewards gift certificate),
I did navigate to the site through Discover.com first. This got me 20% back on the WHOLE purchase
(~$105), earning me $21.00.
2.
10% The Limited – I again was diligent enough to
navigate to TheLimited.com through Discover.com first, giving me 10% back on my
purchase, earning me $13.41.
3.
5% Online Shopping – The Discover promotion for
October, November and December was 5% back for online shopping. As I did all of my clothing purchases and
many of my Christmas purchases online in December, I earned $29.41 in this
category.
4.
1% Everywhere Else – This is great. Even when I don’t navigate to Discover.com or
get a special reward somehow, I can always guarantee I’ll build up at least a
little something. I earned $9.00 this
month.
I definitely overspent a bit this month which made my bill a
little bit high, but I ended up putting $1,374.69 on my card and got back
$72.82 in bonuses. That’s 5.30% back in
total. This was definitely AWESOME news
to get after my crazy spending.
While I typically use those rewards to get discounted gift
certificates, I’m actually considering using just this month’s to pay down my
bill a little. What do you think I should
do?
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